Terms of Use
Last updated: 12/5/2026
Welcome to Morning Coffee.
These Terms of Use (“Terms”) apply when you access morningcoffee.my, subscribe to our newsletter, read our content, complete our surveys, or use any Morning Coffee website, email, content, product, or service.
By using Morning Coffee, you agree to these Terms. If you do not agree, please do not use our website, newsletter, or services.
Morning Coffee provides financial news, market commentary, business updates, educational content, sponsored content, and general information.
Our content may cover topics such as Malaysian stocks, global markets, business news, listed companies, economics, personal finance, investing, trading, and related topics.
Morning Coffee content is provided for general information and educational purposes only.
Nothing published by Morning Coffee is financial advice, investment advice, trading advice, legal advice, tax advice, accounting advice, or a recommendation to buy, sell, hold, subscribe for, or otherwise deal in any security, asset, product, service, or investment.
You are responsible for your own decisions.
You should do your own research and consult a licensed professional adviser before making financial, investment, legal, tax, or business decisions.
We aim to provide accurate and timely information, but we do not guarantee that any content is complete, accurate, current, reliable, error-free, or suitable for your circumstances.
Market data, financial information, company news, and third-party information may change quickly.
We may make mistakes, omissions, or delays.
We do not guarantee any investment result, trading result, return, profit, loss avoidance, or market outcome.
Financial markets involve risk. Investments and trades can go up or down, and you may lose money.
Past performance does not guarantee future results.
Any examples, opinions, analysis, commentary, charts, data, or case studies are for general information only and should not be treated as a promise, forecast, or guarantee.
Morning Coffee may include sponsored content, advertisements, affiliate links, promotional messages, or partner content.
We may receive compensation from sponsors, advertisers, affiliates, or partners.
Sponsored content will be presented as clearly as reasonably possible, but sponsored content does not mean that we guarantee or endorse the sponsor’s product, service, performance, financial condition, or suitability for you.
You should make your own decision before using any sponsor, advertiser, affiliate, or partner product or service.
Morning Coffee may link to or refer to third-party websites, news sources, articles, data providers, social media posts, sponsors, advertisers, or other external materials.
Third-party links are provided for convenience and reference only. We do not control and are not responsible for third-party content, accuracy, availability, privacy practices, policies, products, services, or conduct.
Unless otherwise stated, all Morning Coffee content, branding, logos, text, design, layout, graphics, emails, website materials, and other materials are owned by us or licensed to us.
You may share short excerpts of our content for personal, non-commercial purposes if you clearly credit Morning Coffee and link back to our website or newsletter.
You may not copy, reproduce, republish, upload, post, modify, translate, sell, scrape, commercially exploit, or redistribute our content without our prior written permission.
If you submit survey answers, feedback, comments, ideas, messages, testimonials, or other materials to us, you grant us permission to use, edit, summarise, analyse, publish, or refer to them for Morning Coffee’s content, research, marketing, product improvement, or business purposes.
We will not intentionally publish your personal email address without your consent.
If you subscribe to Morning Coffee, you agree to receive emails from us, including newsletters, updates, sponsored content, promotional content, and related communications.
You may unsubscribe at any time by clicking the unsubscribe link in any Morning Coffee email.
Our collection and use of personal data is explained in our Privacy Policy.
By using Morning Coffee, subscribing to our newsletter, or submitting personal data, you agree to our Privacy Policy.
We may modify, suspend, discontinue, restrict, or remove any part of Morning Coffee at any time without notice.
We may update, edit, remove, or correct content at any time.
To the maximum extent permitted by law, Morning Coffee, its owners, employees, contributors, partners, sponsors, affiliates, and service providers will not be liable for any loss, damage, cost, claim, expense, or liability arising from or related to:
You agree to indemnify and hold harmless Morning Coffee, its owners, employees, contributors, partners, sponsors, affiliates, and service providers from any claims, losses, damages, liabilities, costs, or expenses arising from your breach of these Terms or misuse of Morning Coffee.
These Terms are governed by the laws of Malaysia.
Any dispute arising from or related to these Terms, Morning Coffee, our website, newsletter, or services shall be subject to the courts of Malaysia, unless otherwise required by applicable law.
We may update these Terms from time to time. The latest version will be posted on this page with the updated “Last updated” date.
Your continued use of Morning Coffee after changes are posted means you accept the updated Terms.
If you have questions about these Terms, contact us at: news@morningcoffee.my